About Kam Financial & Reality

California mortgage and real estate brokerage for loan officers and Realtors. More commission, more freedom—100% of your commission minus one economical flat fee, with the control to run your business your way.

KAM is the premier mortgage and real estate brokerage dedicated to serving experienced mortgage and real estate professionals in California. We believe an agent should not have to give a lot to get a lot. That is why we pay our producers 100% commission splits and provide the tools necessary to grow their business and satisfy their clients.

What we do

  • Mortgage brokerage — California wholesale lending for independent loan officers: agency, government, jumbo, non-QM, reverse, commercial, and specialty programs through approved lenders
  • Real estate brokerage — MLS, TC, E&O, and marketing for Realtors across Southern California

Built for independent producers

Like leading wholesale brokers, KAM is designed for loan originators who want lender choice, operational support, and transparent economics—not a one-size-fits-all retail model. Unlike mortgage-only national shops, KAM also supports Realtors under the same California brand when you hold a real estate license.

Office

9920 Pacific Heights Blvd, Suite 150, San Diego, CA 92121

Phone: (619) 356-1086

Join KAM

Ready to make a change for the better? We would love to hear from you.